Tools

Florida foreclosure timeline visualizer

Interactive visualizer showing where Florida foreclosure cases stand procedurally. See the typical timeline from missed payment to certificate of title, and where action is still possible. By Marie I. Sanjurjo.

Find your mortgage servicer

Identify your current mortgage servicer to understand your short sale or loss mitigation options. Uses MERS ServicerID and other identification methods. Florida-focused. By Marie I. Sanjurjo.

Modification or short sale: which fits your situation?

Interactive comparison tool to help Florida homeowners think through whether loan modification or short sale fits their situation. Honest orientation, not a sales tool. By Marie I. Sanjurjo.

Lender letter decoder

Decode what mortgage lender letters actually mean. Notice of default, breach letter, summary judgment, sale notice — understand what's in your mail and what to do. By Marie I. Sanjurjo.

Hardship letter assistant

Help drafting your hardship letter for short sale or loan modification. Conversational intake produces a draft you can edit. By Marie I. Sanjurjo, Florida Broker.

Florida current conditions dashboard

Current Florida foreclosure filings, distressed property activity, and county-by-county distress indicators. Updated continuously from public records. By Marie I. Sanjurjo.